All projects
2024Web & appVloto
Invoice Fraud Prevention Platform
Behavioral risk scoring that flags high-risk customers before they are invoiced, plus micro-invoicing sized to each risk score.
- Fewer payment defaults
- 73%
- Outstanding payments recovered
- €2M+
- Better cash flow
- 45%
At Vloto, payment defaults were a serious problem. I built a fraud prevention system that uses behavioral pattern recognition to identify high-risk customers before invoicing.
It implements dynamic risk profiles based on transaction history and payment behavior, and pioneered a micro-invoicing approach that splits monthly invoices into smaller periodic payments based on risk scores. The results: 73% reduction in payment defaults, 45% improvement in cash flow, and €2M+ recovered in outstanding payments across 50k+ monthly transactions.